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Dental Insurance Program(s)
UNC Health Care offers employees dental insurance coverage under the North Carolina Flexible Benefits Program (NC Flex). Effective January 1, 2008, the dental plan is administered by United Concordia. The NC Flex Dental Insurance is available to all permanent employees who work 20 or more hours per week. Premiums are deducted on a pre-tax basis.
The effective date of this benefit is the 1st day of the month after your online enrollment.
The NC Flex Dental Insurance offers two different plans: High Option and Low Option. In addition to the two plan options, there are five coverage types: Employee Only, Employee and One Child, Employee Children, Employee Spouse, and Employee Family. The monthly premiums are listed below:
2008 Monthly Premiums for NC Flex Dental Insurance
Coverage Type | High Option Plan | Low Option Plan |
| Employee Only | $33.26 | $18.98 |
| Employee & Spouse | $66.74 | $38.28 |
| Employee & One Child | $64.02 | $36.74 |
| Employee & Two or More Children | $80.92 | $46.82 |
Employee Family | $117.82 | $65.54 |
The major differences between the High Option and Low Option plans are that major services (crowns, dentures, bridges) and orthodontics are not covered under the Low Option Plan.
Some of the "perks" of the NC Flex Dental Insurance are:
- Deductions are taken on a pre-tax basis
- Plan members may visit the dentist of their choice
For More Information, visit the NC Flex Web site: www.ncflex.org or call Customer Service at 1-888-860-6118. Current participants may contact United Concordia at 1-800-291-8039.
To review your current benefits for NC Flex, log onto www.ncflexonline.org.