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919-908-0000
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Knowing what your insurance company covers (and what they don’t) is an important first step toward sorting out your fertility finances. Here are some questions you can ask.
- Does my plan cover fertility testing and treatment?
- Are their limits on my coverage?
- Do I need a referral or a prior authorization before I start treatment?
- What will my out-of-pocket expenses be?
- Does my plan cover donor services or fertility preservation (like freezing eggs or sperm)?
- Do I have to use specific providers or clinics in order to have my costs covered?
Take notes (or have a partner take notes) and get the name of the person you speak with.
If the answers you get from your insurance company are confusing, call our office to talk with a financial counselor. They can explain the insurance information to help you understand it.